Visionary
The objectives of the advice.
Hectare Capital & Partners (Pty) Ltd
Advisory built for economic capability.
A multi-disciplinary advisory firm bringing investment, legal, fiduciary and risk thinking into a clearer path toward financial wellness and economic emancipation.
Company registration 2005/036145/07
FSP 4407
2 Kingfisher St, Horizon View, Roodepoort
01 / COMPANY
About Hectare Capital & Partners
Hectare Capital & Partners (PTY) Ltd.
Hectare Capital & Partners Pty (Ltd) is a multi-disciplinary financial advisory and development finance practice led by esteemed black professionals.
Its identity is anchored in its name—referencing the hectare, a fundamental unit of land measurement and a vital asset for generational wealth creation. Driven by a mission to enhance the economic capability of South Africans, Hectare Capital addresses structural inequality and traditional banking barriers, empowering Previously Disadvantaged Individuals, emerging developers, and local entrepreneurs to procure land and develop commercial real estate across rural areas, townships, and secondary economies.
Moving beyond transactional product sales, Hectare Capital delivers client-centric solutions tailored to specific objectives, risk profiles, and financial realities.
Financial wellness should be easier to understand, easier to act on and available to those who have traditionally felt distant from advisory services.
02 / SERVICES
Advisory capabilities
Advice shaped around objectives, risk and real life.
Advice designed around objectives, risk profile and the realities of each client’s financial position.
01Institutional Investment
Strategic partnerships with corporates and state entities, supported by research, portfolio construction, ongoing observation and review against the client mandate.
02Retail Investments
Private-client investment planning with a focus on long-term objectives, suitable portfolio construction and disciplined financial planning.
03Wealth Management
Integrated support for investment planning, retirement objectives, estate planning, risk covers, income protection and wills.
04Investment Planning
Accessible investment thinking for education, retirement and family-home objectives.
05Estate Planning
Planning for wealth preservation and transfer, including wills, estate plans and trust-establishment considerations.
06Risk, Cover & Fiduciary Services
Advice across death, funeral and disability cover, occupational cover and income protection.
07Administration
A deliberate focus on simplifying processes and making complex decisions easier to follow.
08Deceased Estates and Conveyancing
Transparent estate administration — from reporting to the Master through to beneficiary distribution.
03 / APPROACH
From intent to execution
A disciplined advisory process from intent to administration.
Construction
The design of the advice.
Execution
The application of the advice.
Administration
A seamless, understandable process.
04 / OPPORTUNITY
Independent advice
A clearer path through complex financial decisions.
Co-ordinated financial decisions
A need for sophisticated, lower-cost investment solutions and a more coherent view across policies, investments, retirement annuities, risk and fiduciary planning.
Open-ended solutions
Solutions that respond as circumstances change, rather than time-locked arrangements that can introduce restructuring penalties.
Independent perspective
An independent advisory house with relationships across the financial-services industry, helping clients assess risk and investment decisions in context.
Marketing & distribution
A multi-disciplinary financial advisory solutions provider, with financial wellbeing and economic capability at the centre of the proposition.
05 / LEADERSHIP
The people behind the work
Leadership grounded in finance, legal and compliance expertise.
Lerato Ramathibela
Executive Partner
S'lindokuhle Kubheka
Managing Partner
Andrew Banda
Non-Executive Partner
Advocate Masego Mofokeng
Non-Executive Partner
Kutlwano Ramathibela
Sales and Marketing
Bonolo Keith Murathi
Chief Technology Officer
Clive Ramathibela-Smith
Managing Partner
South African-born and UK-educated market analyst and economic commentator. His career includes Sasfin Bank, Momentum Asset Managers, Inkunzi Wealth Management, Discovery Invest and Vunani Capital.
In 2015, he established Clivera Consulting, focused on economic policy and the empowerment of SMMEs and black-owned businesses. He continues to work with finance development agencies to unlock local economic potential and expand rural and township development.
Clive has partnered with the Department of Agriculture and Druids Garden on the Insangu Yokkahlamba medicinal hemp and cannabis project.
06 / PORTFOLIO
Projects and references
Selected portfolio projects, partnerships and engagement references.
Selected full profiles, project references, partnership references and engagement references.
Full profile / Financial services
Akani Retirement Fund Administrators
Full profile / Wealth & investment
Akani Wealth Management
Full profile / Investor discussion
Ditlamelo Umbrella Pension & Provident Fund
Full profile / Investment management
REGIVE Capital
Full profile / Investment management
Wezi Financial Solutions
Full profile / Investment management
Adviceworx
Full profile / Investment management
Otto1890
Full profile / Energy & mobility
MAKIYA Energy & Mobility Solutions
Full profile / Mining & resources
Sigeo Holdings
Project reference / Impact & just transition
Akani Life
Partnership reference
Insangu Yokkahlamba
Partnership reference
SANTACO
Partnership reference
South African Gallery of Legends
Engagement reference
Rural and township development
Project reference
Soweto City Group
Full profile / Financial services
Akani Retirement Fund Administrators
Established in 2001, Akani is a proudly South African financial services company with a Southern African footprint and ambitions to be a pan-African player. It has evolved into one of the largest black-owned and managed retirement fund administrators in Southern Africa.
R25 BillionAUA
55 000+Lives covered
100+Employees
40+ yearsKey-person experience
View details
Akani is licensed as a private company registered in terms of the Companies Act, 1973; authorised under Section 13B for retirement fund administration services; and licensed under FAIS.
7 Disa Road, Extension 8, Kempton Park, 1620 · +27 11 578 5333 · pension@akafin.co.za · www.akafin.co.za
Full profile / Wealth & investment
Akani Wealth Management
A multidisciplinary financial advisory hub and subsidiary of Akani Retirement Fund Administrators. Its positioning is that it does not sell products; it creates solutions.
View details
Services include institutional investments, retail advisory, investment and estate planning, death, funeral and disability cover, occupational cover, income protection, wills and health/hospital cover.
Full profile / Investor discussion
Ditlamelo Umbrella Pension & Provident Fund
A proposed multi-employer retirement solution supported by Hectare Capital & Partners, designed around cost efficiency through scale, institutional-grade access, governance and Regulation 28-aligned portfolio structures.
View details
Institutional Core, Hybrid Alpha and Alternative Growth models; initial capital raise R2m–R20m; year-1 projections 500–1,000 members and R50m–R150m AUM.
Full profile / Investment management
REGIVE Capital
REGIVE Capital is an authorised financial services provider, FSP no. 50522, and a pan-African multimanager offering discretionary investment management and advisory services focused on absolute return, private equity, private debt and structured products.
100%Black owned & managed
4Employees
R150mAUM + AUA
View details
Established 2018; FSCA licence application 2019; FSP licence June 2020.
Fancourt Office Park, Building 4, 9 Felstead Road, Northriding, 2162 · +27 10 476 0775 · info@regive.africa
Full profile / Investment management
Wezi Financial Solutions
Hectare Capital & Partners, led by Senior Executive Partner Clive Ramathibela-Smith, has partnered with Wezi Financial Advisors (FSP No: 44075) to deliver comprehensive, end-to-end development finance and wealth protection solutions across South Africa’s rural and township economies.
100%Black owned & managed
15Years of Experience
View details
Accredited FSP delivering insurance, investment and wealth advisory for corporate, institutional and individual clients.
Full profile / Investment management
Adviceworx
Through a strategic partnership with Adviceworx (FSP No: 44914), Hectare Capital & Partners integrates high-impact regional property development with a grounded, scientific approach to wealth growth and preservation.
230Employees
13Years of Service
View details
Nationwide advisory network; objective financial planning, structured risk mitigation and disciplined wealth management.
Full profile / Investment management
Otto1890
Hectare Capital & Partners has forged a strategic partnership with Otto1890 (formerly Sasfin Wealth), a prominent wealth and asset management firm with a heritage dating back to 1890 and over R100 billion in assets under management.
Over R100bnin AUM
View details
Alignment of Impact Loans and Mezzanine Finance with deep capital-markets expertise and multi-strategy income frameworks.
Full profile / Energy & mobility
MAKIYA Energy & Mobility Solutions
MAKIYA is a multi-energy and smart mobility solutions provider integrating fuel management, renewable energy, EV charging infrastructure and intelligent mobility services.
View details
Fuelling, EV solutions, alternative energy, logistics, fleet tracking, digital transformation and reporting; CNG, hydrogen in mining, procurement, emissions monitoring and fleet analytics.
4th Floor, West Tower, Nelson Mandela Square, Sandton · 010 017 0610 · info@makiya.co.za
Full profile / Mining & resources
Sigeo Holdings
Member of SITHEMBA COAL; 100% black-owned and managed; 14 years in existence; asset value more than R130m; team with more than 60 years’ industry experience.
View details
Mining, processing and beneficiation, mineral marketing and value-chain logistics from pit to port. Primary minerals: coal, chrome, manganese/copper, iron ore, aggregates, industrial minerals.
Sigeo House, Unit 6B, Cedar Office Estate, Distinkwood Close, Fourways · 012 945 9009 · info@sigeo.co.za
Project reference / Impact & just transition
Akani Life
Akani Life is a specialised impact fund and digital marketplace based in South Africa, dedicated to a “JUST” economic, energy and environmental transition for marginalised people and small business in Africa.
View details
Four pillars — Digital Ecosystem (membership, benefits, e-vending, P2P), Retail Distribution, Financial Model (impact investment, micro-finance, insurance, savings), Impact Methodology.
Partnership reference
Insangu Yokkahlamba
Clive Ramathibela partnered with the Department of Agriculture and indigenous medicinal company Druids Garden on the Medicinal Hemp and Cannabis Project, working with traditional leaders and communities.
Partnership reference
SANTACO
Akani Wealth Management was appointed as Service and Benefit Consultants to the South African National Taxi Council, effective 1 July 2024 for a three-year term ending 30 June 2027.
View details
Finalising proposed benefits and platform transition, member transition support, benefits advisory committee establishment, reporting and analysis.
Partnership reference
South African Gallery of Legends
SAGOL is a national heritage, arts, culture and sports development institution based at Freedom Park in Tshwane. NPO 247-378, PBO 93009198 with Section 18A status.
View details
MOU with SANParks for youth empowerment, sports development and community upliftment programmes across 21 national parks.
Engagement reference
Rural and township development
Hectare Capital & Partners offers development finance and investment advisory dedicated to revitalizing South Africa’s rural and township economies.
View details
Mezzanine Finance solutions bridge funding gaps; partnerships with finance development agencies unlock local economic potential.
Project reference
Soweto City Group
An integrated strategic and transformation roadmap for a family-run electrical wholesaling operation transitioning toward a diversified energy and electrical wholesaling group.
View details
Core electrical wholesale operations, Soweto City Energy Solutions, Soweto City Sparks, and a digital operational layer supporting inventory controls, lead management and accountable reporting.
07 / IMPACT
Development lens
Investment and development through a just-transition lens.
Investment, mobility, energy access, skills and local economic opportunity are considered through a development lens.
Akani Life: building together toward sustainable impact
Akani Life is positioned around a digital impact map, retail distribution, impact-weighted investment and impact measurement. Its concept references virtual services, physical products in an energy phase, risk mitigation, mobile community and mobile learning pathways.
01 / Digital ecosystemMembership, services, benefits and peer-to-peer activity.
02 / Retail distributionDistribution, marketing, warranties, revenue share and rewards.
03 / Financial modelImpact investment, savings, insurance and risk-adjusted micro-finance.
04 / MethodologyImpact strategy, measurement, reporting and certification.
External context:
The South African Just Energy Transition Implementation Plan is a government-led national framework. It is referenced here solely as external context; it is not Hectare-owned work.